by Frasco | Aug 18, 2025 | All Blog Posts, Mortgage Risk Mitigation Posts
What Is Occupancy Verification and Why It Matters In the fast-paced world of mortgage lending, ensuring loan quality and integrity remains paramount for mortgage professionals. Therefore, Occupancy Verification sits at the center of that effort, as it validates the...
by Frasco | Jul 25, 2025 | All Blog Posts, Mortgage Risk Mitigation Posts
When underwriting a mortgage, most lenders and servicers focus on a borrower’s income, credit, and debt-to-income ratio. But what about the hidden costs of homeownership—those ongoing expenses that don’t show up on a credit report but can erode affordability?...
by Frasco | Jul 24, 2025 | All Blog Posts, Mortgage Risk Mitigation Posts
New home construction is at historic lows. Homeowners are hesitant to sell because of higher interest rates. As a result, the U.S. mortgage market is seeing a big increase in demand for HELOCs (Home Equity Lines of Credit). This shift isn’t just a passing trend; it...
by Frasco | Jul 20, 2025 | All Blog Posts, Mortgage Risk Mitigation Posts
In today’s mortgage market, forensic and fraud reviews give lenders, servicers, and investors the insight they need to spot hidden danger and protect loan quality. By weaving forensic and fraud checks into every stage of risk management, Frasco® Mortgage Risk...
by Frasco | Jun 22, 2025 | All Blog Posts, Mortgage Risk Mitigation Posts
In the ever-evolving landscape of mortgage lending, ensuring the integrity and quality of loans is paramount. At Frasco® Mortgage Risk Mitigation, we specialize in providing comprehensive services that support pre-funding and post-closing requirements through tailored...
by Frasco | May 29, 2025 | All Blog Posts, Mortgage Risk Mitigation Posts
In the first quarter of 2025, mortgage delinquencies on one-to-four-unit residential properties increased to a seasonally adjusted rate of 4.04%, marking a 10 basis point rise from the same period in 2024. This data, reported by the Mortgage Bankers...
