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Hidden Costs of Homeownership

Hidden Costs of Homeownership

by Frasco | Jul 25, 2025 | All Blog Posts, Mortgage Risk Mitigation Posts

When underwriting a mortgage, most lenders and servicers focus on a borrower’s income, credit, and debt-to-income ratio. But what about the hidden costs of homeownership—those ongoing expenses that don’t show up on a credit report but can erode affordability?...
HELOC Demand is Rising: What Mortgage Risk Teams Should Know

HELOC Demand is Rising: What Mortgage Risk Teams Should Know

by Frasco | Jul 24, 2025 | All Blog Posts, Mortgage Risk Mitigation Posts

New home construction is at historic lows. Homeowners are hesitant to sell because of higher interest rates. As a result, the U.S. mortgage market is seeing a big increase in demand for HELOCs (Home Equity Lines of Credit). This shift isn’t just a passing trend; it...
The Importance of Forensic and Fraud Reviews: Mortgage Risk Mitigation

The Importance of Forensic and Fraud Reviews: Mortgage Risk Mitigation

by Frasco | Jul 20, 2025 | All Blog Posts, Mortgage Risk Mitigation Posts

In the field of mortgage risk mitigation, ensuring the integrity and quality of loans is paramount for lenders, investors, and servicers. Frasco® Mortgage Risk Mitigation, an investigations firm specializing in mortgage risk management, provides a range of essential...
Where Licensed Private Investigators Retrieve Public Records for Research

Where Licensed Private Investigators Retrieve Public Records for Research

by Frasco | Jul 14, 2025 | All Blog Posts, Integrated Research Posts

As an investigative firm assisting legal professionals, we understand the critical role that public records play in evidence collection and jury selection. Whether you’re interested in locating a witness, verifying an individual’s background, or uncovering hidden...
Alive and Well? Death Verification for Claimants in Workers’ Compensation Cases

Alive and Well? Death Verification for Claimants in Workers’ Compensation Cases

by Frasco | Jul 11, 2025 | All Blog Posts, Government Services Posts

In workers’ compensation case management, some of the most deceptively complex questions are also the simplest—like: Is the claimant still alive? For agencies managing long-term claims—especially those involving older individuals on the Periodic Roll—verifying...
2 Best Tools for FECA Chargeback Management

2 Best Tools for FECA Chargeback Management

by Frasco | Jul 10, 2025 | All Blog Posts, Government Services Posts

Effective management of workers’ compensation costs isn’t just about processing claims; it’s also about maintaining vigilance over chargeback trends. Chargeback Analysis provides agencies with the financial insights needed to prioritize high-cost cases and allocate...
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